# Optiv Health Benefits

> Section 125 supplemental health plans that save employers $600-900 per employee per year.

Optiv Health Benefits helps mid-to-large employers reduce healthcare costs through IRS-compliant Section 125 supplemental health plans. Our plans stack on top of existing major medical coverage — no disruption, no carrier change.

## Key Benefits
- Pre-tax premium deductions reduce employer FICA tax burden (7.65% savings)
- 1,000+ generic prescriptions at $0 copay
- 24/7 unlimited telehealth for employees and dependents
- 98.4% client renewal rate
- Average savings of $750 per employee per year

## Services
- Section 125 plan design and compliance
- Employee enrollment and administration
- Telehealth and prescription benefit management
- Healthcare savings analysis and ROI modeling

## Industries Served
- Manufacturing
- Healthcare and home health
- Franchises and multi-unit businesses
- Technology companies
- Any employer with 25+ employees

## Contact
- Website: https://www.optivhealthbenefits.com
- Consultation: https://www.optivhealthbenefits.com/contact/
- Savings Calculator: https://www.optivhealthbenefits.com/calculator/