Benefits That Matter
Your employees deserve more than a benefits card they can't afford to use. Here's what they actually get.
Free Prescriptions
1,000+ medications at $0 copay
High deductibles mean employees skip prescriptions. That leads to bigger health problems and higher claims. Our formulary covers the most commonly prescribed generics—free.
- Blood pressure medications
- Diabetes medications
- Cholesterol medications
- Antibiotics
- Mental health medications
- And 900+ more...
24/7 Telehealth
Unlimited virtual doctor visits, any time. Cold, flu, rash, UTI—most issues resolved in under 15 minutes without leaving home.
Higher Take-Home Pay
Pre-tax premium deductions mean employees keep more of every paycheck. The average worker saves $300-500/year in taxes alone.
Works With Any Plan
Employees keep their existing major medical coverage. Optiv Health stacks on top—filling gaps without disrupting what they already have.
Preventive Care Focus
Easy access to care means employees address issues early—before they become expensive claims. Prevention beats treatment every time.
For Employers: The Bottom Line
Your employees win. But so does your business.
Reduce FICA Taxes
Every dollar contributed to pre-tax benefits saves you 7.65% in payroll taxes. For a 150-employee company, that's $15,000-25,000/year.
Lower Claims Costs
Free prescriptions and telehealth mean fewer expensive doctor visits and hospitalizations. Healthier employees = lower premiums next year.
Improve Retention
Benefits drive loyalty. When employees actually use their coverage—and save money doing it—they're not looking for the exit.
Easy Administration
We handle enrollment, member support, and ongoing administration. Your HR team gets better benefits without more work.
Give Your Team Benefits They'll Actually Use
Schedule a call and we'll show you exactly what your employees would receive—and what your company would save.
Get Your Custom Quote