Healthcare Cost Reduction Strategy
Reduce Employee Healthcare Expenses by $600-900 Per Person Annually
Stop accepting premium increases as inevitable. Smart employers are using Section 125 supplemental benefits to slash healthcare costs while actually improving employee coverage.
Healthcare Costs Are Crushing American Businesses
The numbers tell the story—and it's getting worse every year.
While wages grew just 22% in the same period
Up from $16,351 just 10 years ago
Even with "good" health insurance coverage
Poor benefits drive 73% of turnover decisions
The Real Impact on Your Business:
- Budget strain: Healthcare eats up 15-20% of payroll costs
- Talent retention: Employees leave for better benefits packages
- Coverage cuts: You're forced to reduce benefits to control costs
- Compliance pressure: ACA requirements add administrative burden
The Smart Solution
Section 125 Supplemental Benefits: Add Coverage, Subtract Costs
Instead of cutting benefits or absorbing premium increases, forward-thinking employers are implementing Section 125 supplemental health plans. These plans work alongside your existing major medical coverage to:
Reduce FICA Tax Burden
Pre-tax premium deductions save both employer and employee 7.65% on FICA taxes
Provide Free Medications
1,000+ generic prescriptions at $0 copay reduce out-of-pocket costs
24/7 Telehealth Access
Unlimited consultations prevent costly ER visits and urgent care trips
Zero Disruption
Supplements existing coverage—no need to change major medical plans
How Section 125 Supplemental Benefits Work
Three simple steps to lower costs and better coverage
Cost Analysis & Setup
We analyze your current healthcare costs and employee demographics. Set up the Section 125 plan with minimal paperwork and full compliance support.
- Review current benefit costs
- Calculate potential FICA savings
- Handle all regulatory filings
Employee Enrollment
Employees enroll through a simple online portal during open enrollment or qualifying events. The supplemental plan activates alongside existing coverage.
- 15-minute enrollment process
- Educational materials included
- No medical underwriting required
Immediate Benefits & Savings
Employees access free prescriptions and telehealth immediately. You start saving on FICA taxes and see reduced healthcare utilization costs.
- Benefits active within days
- FICA savings start next payroll
- Ongoing support included
Real Results From Real Companies
See how other employers are saving money while improving benefits
Manufacturing Company
127 employeesImplemented Section 125 plan with telehealth and free prescriptions. Employees love the convenience, management loves the cost savings.
Read Full Case Study →Home Healthcare
89 employeesShift workers struggled with traditional healthcare access. 24/7 telehealth solved the problem while saving significant money.
Read Full Case Study →Calculate Your Potential Savings
Get an instant estimate of how much your company could save with Section 125 supplemental benefits.
Stop Accepting Rising Healthcare Costs
Every month you wait, you're leaving money on the table. Get a free analysis of your specific situation and see exactly how much you could save.
Get Free Cost Reduction AnalysisNo obligation. See your potential savings in 24 hours.